• To analyze Retail Product application sourced through any acquisition channel.
• Give decision or recommendation on cases based on BSF internal Credit Risk Policy for each product.
• To be fully aware of & comply with the Central Governing Body (SAMA) rules & regulations for the Consumer Lending Facilities.
• Utilize effectively and advise suggestions regarding improvement of Retail Product Policy and system.
• To check Retail product Applications received from processing department on daily basis for their completeness in terms Risk Related documentation & other minimum eligibility criteria
• Analyse the applications thoroughly to determine the degree of risk involved in extending credit limit to the customer & than subsequently take decision on them within the agreed time frame in ASAT system.
• To be fully aware of & comply with the Central Governing Body (SAMAH) rules & regulations for extending retail facilities to the individuals.
• Utilize effectively and advise suggestions regarding improvement of Cards ASAT system.
• Perform other duties as assigned or required by the Management.
• Minimum Bachelors Degree
• MBA or CPA preferred
• At least 1 years of experience in Analytic side of Retail Products.
• Knowledge of Retail products
• Excellent analytical, numeric, verbal and written skills
• Ability to analyze case files & take appropriate decision on them
• Ability to multitask & to work under pressure
• Proficient in use of computer hardware and software applications